Insights
Retirement income, account choices, relocation and how property fits a plan meant to last decades.
Retirement & Life Planning
How to evaluate whether investment real estate should stay in your portfolio through retirement, and what to measure before you decide.
Rich Arzaga, CFP®, CCIM
Retirement & Life Planning
No assets under management, no minimums, no product sales. Here is how advice-only planning is structured and who it fits.
Rich Arzaga, CFP®, CCIM
Retirement & Life Planning
Relocating to a more tax-friendly state in retirement can meaningfully increase your spendable income, without changing your investment returns. Here's how to evaluate whether a move makes financial sense.
Rich Arzaga, CFP®, CCIM
Retirement & Life Planning
Both the Roth 401(k) and Roth IRA offer tax-free growth, but the rules are different in important ways for real estate investors and those approaching retirement. Here's how to choose.
Rich Arzaga, CFP®, CCIM
Retirement & Life Planning
Reverse mortgages and HELOCs both tap home equity, but they work very differently and serve different needs. Here's how to think through the choice after age 62.
Rich Arzaga, CFP®, CCIM
Retirement & Life Planning
You can access your 401(k) for a home purchase, but the rules are strict and the costs are often higher than alternatives. Here's what actually makes sense for buyers near retirement.
Rich Arzaga, CFP®, CCIM
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I'll also share observations from The Real Estate Income Lab®, including what deeper property analysis can reveal about cash flow and performance, alternatives worth considering, and how real estate decisions can affect the rest of a family's financial plan.